Terms and Services
Birch Gold Group offers a broad range of services tailored to investors seeking to protect their savings from inflation and market volatility. Their core services include:
1. Precious Metals Sales
The company sells IRA-approved bullion in gold, silver, platinum, and palladium. These include popular coins like:
- American Gold Eagle
- Canadian Maple Leaf
- Silver American Eagle
- Platinum and Palladium Bars
Clients can also purchase numismatic and collectible coins for direct delivery (though these are not eligible for IRA accounts).
2. Precious Metals IRAs
One of Birch Gold’s flagship services is its Gold IRA and Precious Metals IRA setup. Investors can rollover or transfer funds from:
- Traditional IRAs
- 401(k), 403(b), or TSP accounts
- SEP or SIMPLE IRAs
Once set up, clients can hold physical metals in a tax-advantaged retirement account stored at an IRS-approved depository.
3. Buyback Program
Birch Gold offers a buyback program, allowing clients to sell metals back to the company at current market rates. This provides liquidity and peace of mind.
4. Education and Consultation
Through free guides, articles, webinars, and one-on-one sessions, Birch Gold ensures investors understand market trends, product types, and the importance of diversification.
Fees and Minimum Investments
Birch Gold is transparent with its fee structure, though some costs vary depending on individual investment types and custodial partners.
IRA Fees:
- Setup Fee: $50 one-time
- Wire Transfer Fee: $30
- Annual Maintenance: $100
- Storage Fee: $100–$150 annually (segregated or non-segregated)
These are standard industry costs and are not unusually high compared to competitors.
Minimum Investment Requirements:
- Gold IRAs: Minimum investment is $10,000
- Cash Purchases (Direct Metals): Minimum order starts at $10,000
These minimums make Birch Gold accessible for serious investors without requiring ultra-high net worth status.